Purchase With Confidence

Have an unexpected home repair expense? Ready to purchase that dining room set? Concerned you have impaired credit? We offer low-cost payment alternatives to customers through our retail and home improvement partners. The process is fast, easy, and paperless.

If you are a merchant interested in a second look financing solution, please visit the Fortiva Retail Credit website. Learn More

Fortiva® Retail Credit

The Fortiva® Retail Credit card gives you the credit you need at retailers across America. We’re here to help you get the items you need.


Unsecured Credit Card
Free Credit Score*
Transaction Alerts
Simple + Secure Application
$0 Fraud Liability**
Online Access 24/7, any device

Shop With Confidence

  • Receive an instant decision
  • Enjoy the simple checkout process
  • Make future purchases without the need to apply again

Access At Your Fingertips 24/7

  • Available balance for future purchases
  • Account access from all devices
  • Customizable alerts so you'll never miss a payment

*Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. **Fraud liability subject to Mastercard® rules.



What Our Customers Say


We are exceptionally happy with the quick and easy application process to achieve the financing for our purchases. Fortiva Retail Credit approved us on the spot and there was no waiting and wondering!! - James B.